FAQ

RENTAL QUALIFICATION CRITERIA

Applicant Guidelines | Version 1.0 | Effective 09/10/2026

Please review these requirements before applying. All applications are subject to verification and complete screening. Property-specific requirements may also apply.

APPLICATION & OCCUPANCY

  • Every adult 18+ who will reside in the property must submit a separate application and complete screening.
  • All occupants, including minors, must be disclosed.
  • Undisclosed occupants are not permitted.
  • All approved adult occupants must be listed on the lease.

INCOME

  • Combined gross household income must be at least 3 times the monthly rent.
  • Income must be stable and verifiable through pay stubs, employment verification, tax returns, bank statements, benefit statements, or other acceptable documentation.
  • Self-employed applicants may be required to provide additional documentation.

MULTIPLE-ADULT HOUSEHOLDS

When 3 or more adults rely on combined income to qualify:

  • Each adult must complete the full application and screening process.
  • Combined gross income must meet the 3× rent requirement.
  • At least one applicant must individually earn 2× the monthly rent OR two applicants must each earn at least 1.5× the monthly rent.
  • All adult leaseholders are jointly responsible for the entire rent and all lease obligations, not simply their individual share.
  • Additional documentation or a qualified guarantor may be required.

CREDIT

700+ — Strong Qualification
650–699 — Standard Qualification
620–649 — Conditional Review
Below 620 — Generally Does Not Qualify

Credit score is not the only factor considered. Payment history, collections, housing-related debt, and overall credit history may also be reviewed. Conditional approval may require additional security, prepaid rent, or a qualified guarantor where permitted by law.

RENTAL HISTORY & BACKGROUND

Applicants should have satisfactory rental history. Applications may not qualify due to:

  • Eviction within the previous 5 years
  • Outstanding landlord/property-management balances, judgments, or collections
  • Material lease violations or a documented pattern of late/unpaid rent
  • Background-screening results that do not meet GRF Realty’s lawful rental criteria

SECURITY DEPOSIT

The security deposit is generally a minimum of one month’s rent. Requirements may vary based on the property and application results where permitted by law.

PETS & ANIMALS

Pets are considered case-by-case and subject to property-owner approval. Pet applicants must complete PetScreening.com. Pet fees, monthly pet rent, and property-specific restrictions may apply.

Service animals and other assistance animals are not pets and are handled separately in accordance with applicable fair housing requirements.

FINAL APPROVAL

Meeting minimum requirements does not guarantee approval. GRF Realty evaluates the complete application, including income, credit, rental history, background screening, occupancy, and verification.

Incomplete, inaccurate, unverifiable, or materially false information may result in denial. Qualification criteria are applied consistently in accordance with applicable Fair Housing requirements.